The List

With a Vanguard Target Date Fund you just choose the date closest to when you’ll need the money and the mutual fund automatically adjusts its risk across thousands of stocks and bonds from around the world.

Progressive has Low rates, an easy-to-use app, and website.

With the Citi Double Cash Card you earn 2% cash back on all purchases with no annual fee.

Visible offers unlimited voice and data for just $25/month, all fees included. You just need to get three other friends or family to join a group or you can find a group online. Visible uses the exact same network as Verizon.

Capital One consistently offers high-interest savings, no fees, 70,000+ fee-free ATMS, and has a great website and mobile app to let you easily manage your money.

Hippo is the best insurance across price and service. They’ll send out a small kit of smart home devices like a water sensor and a smoke alarm sensor to further discount your costs.

Vanguard tops all other investment firms because it offers the lowest costs across all its investments. Other companies may have a few low-cost options, but they’ll try to move you into their higher-cost stuff eventually. They pioneered the world’s best investment, the index fund, and they’ve been low-cost since they started in 1977.